Umbrella insurance can benefit local homeowners by extending the limits of home or auto insurance policies to mitigate the costs of related damages, fees, and legal claims that could equate to thousands of dollars in out-of-pocket expenses.
Our licensed insurance experts at Next Level Insurance Agency, serving the greater Hanover Park, IL community, can explain how umbrella insurance policies protect against legal liability claims, personal injury claims, and slip-and-fall incidents that can happen on your property.
Many insurance industry experts still refer to umbrella insurance as “excess liability insurance.” Umbrella insurance policies kick in when the limits of primary insurance policies for home insurance or auto insurance are exceeded by the amount of legal costs or claims.
An umbrella insurance policy protects you and your property against a variety of legal claims. Excess coverage helps to reduce financial strain by absorbing some related legal costs in personal injury claims and other claims made against people or property.
Some coverage options include, but are not limited to:
Our insurance experts can provide you with an umbrella insurance quote that includes estimated premiums and coverage options.
The team at Next Level Insurance Agency in Hanover Park, IL is well-versed in local insurance rules and regulations that align with Illinois state minimums and other requirements.
Contact us today to learn how to supplement your existing insurance policies and get an umbrella insurance quote!
